Filing a Car Accident Report – What You Should Know
If you or a loved one has been involved in a car accident, you may need to seek the advice of a car accident attorney as soon as possible. The important question to ask yourself is whether the other party at fault was guilty of gross negligence or misconduct. It may be difficult to prove the case if the other party involved had a criminal record, so it is often in your best interest to consult with an experienced car accident attorney before you sign any documents or agree to any settlement arrangements. A lawyer will be able to better explain what you can expect from the other party and why you should settle for less than what you deserve.
If you have suffered serious or even minor injuries
you may qualify for certain types of compensation through an accident lawyer. If you suffer from a traumatic brain injury, you can file a claim for medical expenses, loss of earning capacity, pain, and suffering, and more. You may also be eligible for punitive damages, such as any financial losses you endure as a result of the accident. Personal injury lawyers can help you determine the extent of your injuries and whether you should file a compensation claim or not.
If you do decide to pursue a car accident claim against the other party
you should know that you will likely have to pay out a lot of money to get their attention. If you do have the money to pay for damages, then you may choose to go with the win no fee arrangement. This arrangement allows you to accept whatever settlement you receive without having to pay out-of-pocket fees. Many insurance companies actually encourage this arrangement because they do not want to take the case to court, which would require significant expense for their side of the case.
The insurance company
is also not going to want to deal with you if you file a claim and do not get any money from them. Therefore, you should always be prepared and know what you can do to make sure that you get what you are owed. One way to do this is through the win no fee arrangement mentioned above. In some cases, your personal injury lawyer can handle the auto accident claims process for free if he or she is retained by the insurance company.
It is also very important to keep in mind
that the longer you wait to seek compensation after an accident, the less likely you will be to get it. Even if you had no plans to file a claim, waiting until several days or a week after the crash could have disastrous consequences. Your claim may be approved and you could be awarded small settlements, but then you would have to have the money available right away. You also run the risk of losing your medical bills and other compensation payments. If you were in a position to be fairly sure that you would never run into financial difficulties again, you could consider waiting until the settlement amount was significantly higher than what you would now have to payout.
Once you file your claim
you should know that it is very important that you follow through. This means that if you have been in an accident, work to have the necessary repairs done right away. Have all of your documentation on hand so that your adjuster has an accurate account of all of your expenses. And then don’t get into further trouble by letting anyone else repair the car for you. After all, it costs more to file a suit and it will take a lot longer to settle a case without hiring a lawyer.